Oct
21Instant approval credit cards offer the quickest way to apply for a credit card. Many of these cards provide decisions as to whether you are approved or not within 60 seconds of submitting your application. All you do is complete an online application and you will get your answer right away. An instant approval credit card does not necessarily mean you automatically get approved, as you do still have to meet the credit criteria for the card. Here are a list of 5 American Express Rewards Cards that offer an instant approval after you complete and submit the online credit card application.
American Express Blue Cash
- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
Blue Cash from American Express® is a points card that offers 0% APR for 6 months with no annual fee. Cardholders earn points virtually every time they use the card, and 2X points when the card is used to shop online at the American Express Bonus Points Mall®. You can earn 3X points when you shop with select online retailers like Apple, Barnes & Noble at the Bonus Points Mail®. Once earned, points can be used to buy merchandise or to pay for travel with no blackout dates.
American Express Starwood Card
- Intro Rate of 2.90% for 6 months
- No annual fee for the first year – $45 thereafter
- Earn up to 25,000 Starpoints (R) – enough for up to 6 free nights at a category 1 or 2 hotel.
- Express Approval. Get a decision in less than 60 seconds
The Starwood Preferred Guest® Credit Card is one of the most rewarding travel programs available. You can earn up to 25,000 Starpoints (R) which is enough for up to 6 free nights at a category 1 or 2 hotel. You can use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates. You always have the option to transfer your Starpoints(R) – almost always on a 1:1 basis – to the frequent flyer programs of over 30 major airlines. You can earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners.
TrueEarnings® Card from Costco and American Express
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go – 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
The TrueEarnings Card from Costoco and American Express offers some of the most generous cash back rewards available today from any credit card. You have the opportunity to earn bonus points within the first 3 months and you can earn points for all your purchases.
American Express® Premier Rewards Gold Card
- Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
The American Express® Premier Rewards Gold Card is a rewards card that allows you to earn triple and double points. There is no annual fee for the first year and then it is $175 thereafter. Each month the entire balance is due or you will be charged a fee. This fee varies based on what state you reside in so be sure to check the terms and conditions. This card is for those with excellent credit. This card is also part of the American Express Membership Rewards ® program which allows you to earn rewards for using the card.
American Express Blue Sky
- no annual fee
- Use points for flights on any airline, stays at any hotel, and car rentals with any company.
- Earn 1 point for every eligible dollar you spend.
- Redeem 7,500 points for $100 off virtually any travel purchase including airlines
The Blue Sky from American Express is a travel rewards credit card especially designed for frequent flyers. The card awards 1 point for virtually every $1 spent. The key benefit of this card is in its redemption rewards. Blue Sky points are worth 33% more than many other points programs. With Blue Sky, it takes just 7,500 points to earn a $100 statement credit for any travel purchase. As with the Blue card, Blue Sky offers 0% APR for 6 months and has no annual fee.

