Sep
27Highest and Lowest Credit Scores by City
Tagged Under : City, Credit Scores
Curious where your city stands credit score-wise?
Believe it or not, there’s quite a range in credit scores based on geographical area alone.
This has something to do with the impact of the most recent recession.
Think lost jobs resulting in missed credit card payments and foreclosures in cities where home prices have plummeted.
Conversely, areas less impacted by the economic turmoil are exhibiting higher credit scores.
That said, Minneapolis, Minnesota held the distinction of highest average credit score in the United States, at 787.
On the other end of the spectrum was Harlingen, Texas, where the average credit score was just 684.
Cities with the highest credit scores:
1. Minneapolis, MN – 787
2. Madison, WI – 785
3. Cedar Rapids, IA – 781
4. Green Bay, WI – 780
5. San Francisco, CA – 780
6. Boston, MA – 779
7. Peoria, IL – 778
8. La Crosse, WI – 778
9. Seattle, WA – 777
10. Sioux Falls, SD – 777
Cities with the lowest credit scores:
1. Harlingen, TX – 684
2. Jackson, MS – 698
3. Corpus Christi, TX – 700
4. Shreveport, LA – 701
5. El Paso, TX – 706
6. Monroe, LA – 706
7. Las Vegas, NV – 707
8. Bakersfield, CA – 708
9. Myrtle Beach, SC – 709
10. Tyler, TX – 709
The data above is based on the VantageScore (via credit bureau Experian), which uses a credit scoring scale of 501- 990. The Fico score ranges from 300-850.
Tip: How to raise your credit score.
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