Dec
01The Citi® Platinum Select® MasterCard® just changed the details of its balance transfer offer. The will now offer an introductory rate of 0% for 24 months for new cardmembers who transfer an existing balance to the card. The new details on this offer makes this card even more appealing. Prior to now the card offered 0% for 21 months which was a great offer too. In addition to this special introductory offer, the card also has other great benefits which are listed below.
- 0% Introductory Rate for balance transfer
- 0% Introductory Rate for purchases
- No Annual Fee
- Extra Cash
0% Offer
This card offers an introductory rate of 0% on balance transfer for the first 24 months. In addition, the card offers 0% on purchases for the first 12 months. The balance transfer offer makes this card one of the best balance transfer cards on the market today. The balance transfer fee is 3% of each balance transfer with a $5 minimum. After the introductory rate the variable rate for both balance transfers and purchases will be 11.99%, 15.99%, and 19.99%. The rate you get is based on your creditworthiness. To get the 0% offer for balance transfers you must make your transfer within the first 4 months of being a cardmember.
Extra Cash from Citi
The Citi® Platinum Select® MasterCard® card also comes with a benefit from Citi called Extra Cash. With Extra Cash, you can purchase products online through Citi and apply your Extra Cash toward the purchase price. When you receive your Citi Platinum Select MC, you will be able to enroll for free. Once enrolled, you will be given 100 dollars in Extra Cash, and you earn 10% of your purchases with the card in additional Extra Cash. You can use Extra Cash for savings on travel, merchandise, or gift cards.
Applying for the Card
Applying for the card is quick and easy. You can apply for the card at anytime online. The application takes just a few minutes to complete, and Citi will even notify you the outcome of your application. Below is a table that highlights some of the card fees. To see a complete list of fees you should review the card terms and conditions.
| Description | Fee |
|---|---|
| Annual Fee | None |
| Balance Transfer | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Purchase Transaction | 3% of each purchase transaction in US dollars. |
| Late Payment | Up to $35 |
| Returned Payment | Up to $35 |
Similar Posts:
- Citi Platinum Select MasterCard
- Citi Offers 18-Month 0% Balance Transfer
- NatWest and RBS credit cards offer 16 month 0% balance transfers
- How to make a Balance Transfer Offer Work for you
- US Bank Offers No Fee 0% Balance Transfer Cards
