Credit Cards ExpressThe Right Card for You! Great Offers from Credit Cards Express!

The Apple Federal Credit Union Credit Builder Visa is a credit card made for consumers that have had credit problems in the past. The maximum credit line is not set to exceed $5,000, but cardholders are also given the option of applying for other credit cards from the Apple Federal Credit Union. These instant approval credit cards dont have strenuous requirements, and even applicants with spotty credit histories can be approved.

Go to credit card chaser for more online credit cards!

While the Apple Federal Credit Union Credit Builder Visa appeals most to consumers that are recovering from financial difficulties, these credit cards also double as an alternative for students and others looking to establish their credit histories for the first time.

Read more…

A few weeks ago, a Facebook page declaring December 11th as Balance Transfer Day sprung up. This marginally coherent “movement” to occupy credit card companies was clearly aiming to piggyback on the success of the Move Your Money Project as well as the Occupy Wall Street Movement.

The stated goal of the “movement” was to get consumers to utilize low and 0% balance transfers as a way to save money while getting back at major credit card companies. The underlying logic and motives weren’t so clear.

Earlier this week, Candice Choi of the Associated Press wrote an excellent investigative article questioning the motives of the people behind Balance Transfer Day. This cont

Read more…

People from all over the globe are using their credit cards not just during important occasions but also whenever they don’t have enough cash to buy things that they need. Stealing credit card numbers is getting rampant these days. Some people are using this manner to make a living. Have heard about thieves who are actually stealing credit card in various places such as shopping malls, restaurants and others, stealing can also be done in hotels. Most of these individuals are sent to jail but they don’t last this type of case can be bailed. Credit card frauds can highly affect anyone and the sad thing is there is no one to be convicted permanently for this type of fraudulent act.

According to Senator Daniel Inouye, he once experienced fraud act when a woman from Georgia used his card to buy gifts at Wal-Mart that cost him $12,000 without his knowledge. He

Read more…

Credit card companies are now offering lots of freebies and treats for their customers. This is to encourage more people to purchase more since shopping season is up coming and people are hurrying to complete their Christmas shopping. Those who have a good credit score will surely benefit from the rewards most credit cards are offering since these companies truly aim to give incentives and cash back to those who are considered as good payers. Rewards may be very attractive to consumers since there are also travel miles that are given for free.

According to Bill Hardekopf of a famous credit card website, credit card companies are now turning to rewards and deals for their customers simply because it is more effective in encouraging their customers to make purchases than encouraging them to use their debit cards. With all the fees that card owners will pay whenever they use their debit cards, it just makes people tired and opts to use their credit cards instead.

Read more…

The AA Reward Plus credit card offers 3pc cashback on fuel purchases and 0.5pc cashback on all other spending but, until this week, was available only to AA members. Now the AA Visa card is open to all, offering consumers the chance to earn cashback as they spend. The card also charges no annual fee – unlike reward cards from Santander and American Express.

The AA card has a lower interest rate of 19.9pc, compared with Santander’s 22.8pc.For more information or to apply, go to www.theaa.com.

Verdict

Last month, Santander released the 123 reward card, offering 3pc cashback on fuel, 2pc on department store spending and 1pc on supermarkets. The AA claims that its card offers a better deal as although it offers only 0.5pc cashback on non–fuel spending, it offers this on big–ticket items such as holidays. If you do all your spending in the three destinations chosen by Santander, that is the better card; otherwise, the AA wins.

Read more…