ReadyDebit, which is owned by the Ready Financial Group, has an A+ rating with the Better Business Bureau. There are only a few fees that ReadyDebit Platinum Visa Prepaid cardholders have to worry about, which may be why so many customers only have good things to say about the issuer.
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A short credit card application must be completed before you can be approved for the ReadyDebit Platinum Visa Prepaid, but there are no other qualifying criteria.
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The PEX Visa® Prepaid Card For Business is a prepaid card that is available to businesses. The PEX Card Account is not a bank account, but all funds on deposit are FDIC Insured. The PEX Visa Card is not a credit card which means there is no credit check required to apply for the card. Prepaid cards work similar to a credit or debit card, except that money must be deposited prior to purchasing. Purchases can not be completed if the transaction amount exceeds the value remaining on the card. This card is designed to meet the needs of businesses and allows them to control how cardholders use their cards. This is a way for businesses to use a prepaid card, but still be able to give cards to their employees. You manage where and how much your cardholders receive and spend. There is an administrative website that allows you to pick and choose settings to control spending.
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When it comes to the world of prepaid, we have seen many changes within the industry across the last couple of months. With the addition of seeing more people grow comfortable with using prepaid cards, we have also seen many new products enter into the marketing looking to gain your attention. While at the moment there are very few made available by larger banks, they are slowly increasing in numbers as the amount of people utilizing prepaid cards grows.
One of the newest offers made available comes from none other than American Express, and it is expected to gain the attention of many consumers. While it is not necessarily geared toward those of the older generation, it is something that will still get their attention as it is marketed to both parents and their children. Known as the “PASS”, this reloadable prepaid card is focused on teens and young adults and is advertised as a safer alternative to cash, as well as debit and credit cards.
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